ABSTRACT
The study examined the impact of liquidity management on the financial performance of commercial banks in Nigeria. The study adopts the use of primary data from 5 commercial banks still operating within (2012-2016), which are Zenith Bank, United Bank for Africa, Wema Bank, Access Bank and Union Bank. The study employed the survey design and the purposive sampling technique to select 450 staff across management, senior and junior level. A well-constructed questionnaire, which was adjudged valid and reliable, was used for collection of data from the respondents. The data obtained through the administration of the questionnaires was analyzed using the Pearson correlation analysis. The results showed that there is positive and significant relationship between liquidity ration and financial performance (r=0.772; p<0.05); a positive and significant relationship exists between cash reserve ratio and financial performance (r=.896; p<0.05); a positive and significant relationship exists between loan to deposit ration and financial performance (r=0.772; p<0.05). The study concludes that there is a significant relationship between liquidity ratio, cash reserve ration and loan to deposit and financial performance in commercial bank of Nigeria. The study suggested that commercial banks should ensure that expenditure are properly managed in a manner that it will raise the company’s liquidity performance capacity; commercial banks should direct its expenditure towards the productive departments as it would reduce the cost of doubt and risk; there is need for efficient management of liquidity ratio, cash reserve ratio and loan to deposit in such a way to stimulate the company to grow.
Abstract
Individuals are grouped into particular groupings, such as tiny rural communities or a neighborhood subdivision, through social...
ABSTRACT
Urinary tract infection (UTI) is a common infection of human being and if untreated could lead to serious complications. This st...
ABSTRACT
Housing is an integral element of a nation economy. Thus, focus on finance for housing projects has been more prominent due to h...
BACKGROUND OF THE STUDY
The political uncertainty, conflicts and turbulence in Nigeria poses serious concerns for the c...
ABSTRACT
This study examined the effect of rural-urban migration on agricultural production in Umuahia...
Abstract
This project takes a look at the “Effect of Government Ownership and Control on Mass Media Objectivity....
ABSTRACT
The study investigated the impact of non-oil exports on Nigerian economy during the period of 1986-2010. This study was carried...
ABSTRACT
This study was carried out to examine the mot...
ABSTRACT
The purpose of this study was to assess the availability and implementation of safety precautions in day-care centers in Gombe S...
BACKGROUND OF THE STUDY
The historical background of conflict in organization can be seen as far back a...